Relationship Banker – Capitec Bank

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Relationship Banker Job Opportunity at Capitec Bank – Sandton, Gauteng

Relationship Banker Vacancy 2026

Capitec Bank is seeking experienced and client-focused professionals to join its Business Banking division as a Relationship Banker in Sandton, Gauteng. This opportunity is ideal for candidates with a strong background in business banking, client relationship management, financial analysis, and credit applications.

The successful candidate will be responsible for managing and growing a portfolio of business clients, delivering exceptional service, and identifying opportunities to increase client value while attracting new business.

Position Details

Job Title: Relationship Banker
Company: Capitec Bank
Location: Sandton, Gauteng, South Africa
Job Type: Permanent

Job Purpose

The Relationship Banker will manage business banking clients on a many-to-many basis, providing excellent client service aimed at retaining and optimising client value while driving sustainable client growth.

Key Responsibilities

  • Build and maintain strong relationships with business banking clients.
  • Deliver exceptional customer service and banking solutions.
  • Identify opportunities to attract new clients and grow existing portfolios.
  • Analyse financial statements and assess client financial positions.
  • Prepare and motivate credit applications in a structured and compliant manner.
  • Manage business banking administration processes and procedures.
  • Ensure compliance with banking regulations and internal policies.
  • Support business clients with banking products and services.

Minimum Requirements

Experience

  • Minimum of 2 years’ experience in a Business Banking environment.
  • Experience in client relationship management.
  • Experience with banking products, services, and value propositions.
  • Knowledge of business banking administration processes.
  • Ability to analyse financial statements.
  • Experience preparing and motivating credit applications.

Qualifications

  • Certification in Commerce or Banking.
  • Relevant tertiary qualification in Finance or Accounting (Financial Accounting).

Preferred Qualifications

  • Bachelor’s Degree in Accounting (Financial Accounting).
  • Bachelor’s Degree in Business Management.

Knowledge Requirements

Candidates should have knowledge of:

  • Business banking products and services.
  • General banking practices and procedures.
  • Credit principles and lending requirements.
  • Credit application processes and securities.
  • FAIS and FICA legislation.
  • Business banking administration procedures.
  • Client service and relationship management principles.

Additional knowledge of Capitec Business Banking products, competitor offerings, and banking systems will be advantageous.

Required Skills

  • Communication skills
  • Administration skills
  • Planning and organisational skills
  • Coordination skills
  • Problem-solving abilities
  • Relationship management skills
  • Interpersonal skills
  • Attention to detail

Conditions of Employment

  • Clear criminal record
  • Clear credit record
  • Ability to meet all regulatory and compliance requirements

Why Join Capitec Bank?

Capitec Bank is one of South Africa’s leading financial institutions, known for innovation, client-focused banking solutions, and career growth opportunities. Employees benefit from working in a dynamic environment that values service excellence, professionalism, and continuous development.

How to Apply

Applicants are required to complete Capitec’s online assessment before finalising their application through the official recruitment platform.

Apply Here